Resources & blog

nventiv Thinking.

Perspectives on loyalty, personalization, AI, and data-driven marketing — no filler, no fluff.

June 2026

The Metrics That Built Modern B2B Marketing Are Breaking

For years, B2B marketing has operated on a predictable behavioral loop: create interest, drive a click to a website, capture an email via a PDF...

Read more →
June 2026

It's Curtains for the "Ultimate Guide": Why Your White Papers and B2B Content Strategy Need an Answer-First Reset

Expanding on something I touched on last week... for the past decade (longer?), the playbook for enterprise content marketing was simple: produce...

Read more →
June 2026

You Don’t "Rank" for Keywords Anymore. You "Qualify" for Formats.

A few months ago, we spent some time with a home services business talking about optimizing their GBP and strategies for the new reality of search in...

Read more →
May 2026

The Loyalty Trust Deficit: Why an Entire Industry Is Quietly Burning Its Most Valuable Asset

Here is the thesis, stated plainly: loyalty programs across industries are being systematically managed as financial liabilities to be minimized...

Read more →
May 2026

What a Disrupted Media Mix Model Tells Us About the Future of Marketing Analytics

Over and over, the marketing industry repeats the same well-intentioned mantras: Clean up your data. Own your tech stack. Transition from...

Read more →
May 2026

Stop Chasing the Mirror: Why Your Personalization Strategy is Stuck in the Past

I’ve written extensively about the "upside" of personalization, and more specifically, why the ROI often fails to materialize (see here , here and...

Read more →
May 2026

Why a Top 20 Restaurant Chain in America Just Launched a "Me Too" Loyalty Program — And What Every Brand Leader Should Learn From It

Recently, I’ve posted things about McDonald's and Chipotle Mexican Grill and their rewards programs. I didn't set out to critique every QSR loyalty...

Read more →
April 2026

Michaels and The Pivot from Mass Enrollment to Precision Loyalty

The recent relaunch of Michaels Stores Rewards signals a broader shift in how specialty retailers are, or should be, thinking about loyalty. By...

Read more →
April 2026

Why Chipotle’s Loyalty Program Has a Persistent 70-Point App-vs-In-Store Gap

(And why focusing on enrollment won’t solve the problem) On April 13, Chipotle Mexican Grill announced the re-launch of it’s loyalty program with "...

Read more →
April 2026

McDonald’s Just Devalued Its Rewards Program – Exactly as Predicted Three Years Ago

Today I received an email from McDonald's promoting its “MyMcDonald’s Rewards update” starting 5/4. The body of the email promises a “more...

Read more →
April 2026

AI-Driven Product Discovery Needs New Performance Standards. Introducing Discovery-to-Cart Lift

A recent analysis from Pacvue on discovery commerce highlights an important shift underway early in 2026: as AI reshapes how shoppers find and...

Read more →
April 2026

Embedding Micro-Loyalty Directly into the Stack: Instant Card-Linked Rewards for SMBs Without the Integration Headache

Recently I can across an old slide deck from a number of years ago that was prepared by a small group ideating around the idea of bringing together...

Read more →
April 2026

Beyond the Plumbing: Why the Intelligence Layer of Loyalty Still Needs a Human Heart

There is a narrative gaining traction in the retail world. You’ve likely seen the articles and the LinkedIn posts : loyalty is moving away from...

Read more →
March 2026

The Personalization Pivot & The Myth of the 25% Lift

The marketing industry is currently performing a masterclass in semantic agility. If you are a CMO, you are facing two conflicting realities. The...

Read more →
March 2026

The Identity Audit: Repealing the Circular Acquisition Tax

In our earlier posts ( here , here and here), we identified the precision paradox (paying more for wide nets) and the circular acquisition tax...

Read more →
March 2026

The Identity Pivot: Why the Airbnb Approach is Now a Survival Move

In a recent post , we looked at how Airbnb famously repealed their circular acquisition tax in 2021 by slashing performance spend and building a...

Read more →
March 2026

The Circular Acquisition Tax

As we discussed in the previous post , companies like Wayfair are stuck paying a "precision premium" for a net that is actually quite wide. But the...

Read more →
March 2026

If today's targeting is so precise, why aren't budgets shrinking or revenue accelerating?

The promise of the last decade was simple: Data = Efficiency . We were told that as our models got smarter, our nets could get smaller. Especially in...

Read more →
March 2026

Beyond Points: Winning with Loyalty in 2026

Over the last four days ( Part 1 , Part 2 , Part 3 and Part 4 ), we’ve stripped away the "McMiracle." We’ve seen that the 2.6x frequency lift due to...

Read more →
March 2026

The 120-Day Sugar High—Why Your Launch Data May Be Leading You Astray

In the previous posts in this series ( here , here and here ), we’ve looked at the selection bias that skews your starting data and the mathematical...

Read more →
March 2026

If your data says "2.6x lift" but your bank account says "5% growth," you have a math problem.

In the first two posts in this series ( here and here ), we considered the psychology of selection bias and the logic gap in McDonald's reporting and...

Read more →
March 2026

The Chipotle Deep Dive: Searching for Member Lift in the Gold Standard for Loyalty

How do you validate your loyalty program when 5 million new members and 21 million active members can’t stop transaction counts from falling? In...

Read more →
March 2026

Are we measuring growth, or just turning on the lights?

A few weeks ago, I challenged a metric that no one in the QSR loyalty industry seems to question: McDonald's claim that loyalty enrollment drives a...

Read more →
February 2026

In An Age of “Premium”, Are Travel Loyalty Programs Really Designed For The Casual or Occasional Segment? ✈️

I was reading a recent piece published by Kobie ( https://kobie.com/the-growing-gap-between-loyalty-promises-and-the-modern-travel-experience/ ) on...

Read more →
February 2026

McDonald's Is Repeating Loyalty Metrics That Are Tough to Swallow... (ahem)

Back in August 2025, during the 2Q 2025 earnings call, the McDonald's CEO made some incredible claims about the performance of the MyMcDonald's...

Read more →
February 2026

The Leaky Bucket Delusion: Why Home Services Must Move Beyond Simply Selling to Outpace Cancels

For decades, the subscription-based home services industry has operated with a single-minded philosophy: Acquisition at all costs. No surprise,...

Read more →
February 2026

Everything Old Is New Again… What Direct Marketers Always Knew

Much of today’s conversation about first-party data feels urgent, even frantic. Brands and agencies, as Digiday recently reported (...

Read more →
January 2026

The Death of the Funnel and the Rise of the Agentic Loop

Why Agent-Focused Retention Will Be 2026’s Real Growth Story If you feel like the traditional marketing funnel is breaking, you’re right. Earlier...

Read more →
January 2026

Loyalty Must "...build value where AI cannot reach."

This article ( https://www.linkedin.com/pulse/playable-brands-why-playfulness-points-save-customer-loyalty-bocska-txi1c/ ) from last week is an...

Read more →
January 2026

When Sentiment-Based KPIs Run Into Pavement-Level Economics

The classic paradox: what happens when an unstoppable force meets an immovable object? Here’s another: just because consumers love a brand, does that...

Read more →
January 2026

The Analytics Integrity Roadmap

Stop letting your analytics outputs lead you astray. This week, I've discussed several aspects of the "AI ROI Mirage" – from mis-attribution and...

Read more →
January 2026

The Synthetic Data Delusion

Your AI personas don’t make impulse decisions. Using AI agents as “synthetic” users to test marketing copy and predict campaign success is the latest...

Read more →
January 2026

The Seduction of the Decimal Point

The third in this week's series looking at how to avoid marketing analytics misfires and be successful in 2026. On Monday issues with AI-driven...

Read more →
January 2026

The Circular Logic of AI-Optimized Audiences

Is your AI finding new customers, or shining a light on purchase-ready consumers? Following up on this week's theme of ways to avoid marketing...

Read more →
January 2026

The AI ROI Mirage: Debunking the “Magic” Metrics

After spending some time catching up on reading some bookmarked articles over the break, I decided to post a four-part series this week with some...

Read more →
December 2025

Revisiting Personalization: Why Exactly Should We Expect Strong Returns?

The biggest barrier to more sophisticated segmentation and personalization is better data. If everyone can do the same thing, is there a path to...

Read more →
December 2025

The Zero-Sum Fallacy: When Uplift is Just Borrowed Growth

If everyone is perfectly optimized, how can the entire market win? Here is a provocative question for every marketing strategist: In a mature,...

Read more →
August 2025

Something the CEO of McDonald's Said About Rewards Doesn't Add Up

A closer look at McDonald's earnings commentary and what it reveals about rewards program economics.

Read more →
August 2025

Can SSS Help Benchmark Loyalty Program Performance?

Previously (https://www.linkedin.com/pulse/can-we-get-better-benchmark-loyalty-program-impact-than-keenan-fe7ze/), I pro...

Read more →
August 2025

Can We Get a Better Benchmark for Loyalty Program Impact?

Recently, I’ve been looking into industry rules of thumb and expert proclamations around the impact of marketing initiat...

Read more →
July 2025

“McKinsey says…” Isn’t Good Enough Anymore.

I recently dove into the sourcing for several loyalty metrics that are commonly cited (see here: https://www.linkedin.co...

Read more →
July 2025

Time to Retire These Commonly Cited Loyalty Metrics

If you’ve relied on industry rules of thumb to help in your loyalty planning processes, some of the below might come as ...

Read more →
June 2025

Should 𝘍𝘪𝘷𝘦 𝘎𝘶𝘺𝘴 Have a Loyalty Program?

The other day comes news that Shake Shack has launched a loyalty program: According to PYMNTS (https://www.pymnts.com/...

Read more →
June 2025

What Do Marketers Think is the Point of Personalization?

𝗣𝗲𝗿𝘀𝗼𝗻𝗮𝗹𝗶𝘇𝗮𝘁𝗶𝗼𝗻 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗲𝘀 𝘁𝗼 𝗯𝗲 𝘀𝘂𝗰𝗵 𝗮 𝗵𝗼𝘁 𝘁𝗼𝗽𝗶𝗰. 𝗔𝗿𝗲 𝗺𝗮𝗿𝗸𝗲𝘁𝗲𝗿𝘀 𝗽𝘂𝘁𝘁𝗶𝗻𝗴 𝘁𝗼𝗼 𝗺𝘂𝗰𝗵 𝗲𝗺𝗽𝗵𝗮𝘀𝗶𝘀 𝗼𝗻 𝘁𝗵𝗶𝘀 𝘁𝗼𝗼𝗹? Consi...

Read more →
May 2025

Is “# of Program Members” a Meaningful Loyalty Metric?

I hate to keep coming back to McDonald’s, but MyMcDonald’s Rewards is such a large program and people are really paying ...

Read more →
May 2025

Building a Marketing Analytics Roadmap That Actually Gets Used

Most analytics roadmaps end up gathering dust. Here's the framework we use to make sure yours doesn't.

Read more →
April 2025

The Upside of Personalization: Short-Term and Long-Term

Part 4 of our series on quantifying the impact of personalization — examining both near-term gains and long-term value.

Read more →
March 2025

Deriving a Formula to Estimate the Upside of Personalization

In the previous entry in this series (Part 3a here, with Part 1 here and Part 2 here), we explored some general thought...

Read more →
March 2025

Is There a Formula to Estimate the Upside of Personalization?

In the previous two entries in this series (Part 1 here and Part 2 here), we explored the source of many of the commonl...

Read more →
March 2025

Is Attribution the Right Solution for a Sales-Led B2B Org?

In a sales-led B2B organization, attribution models face challenges that make them less effective compared to other mea...

Read more →
March 2025

Is Portillo's Really Off the Mark?

I always enjoy reading Steve Bocska's take on loyalty programs, and learn a lot from his perspective.  His recent analys...

Read more →
March 2025

Experts on the Impact of Personalization (Part 2 of 4)

Picking up where we left off with the first piece in this series (here), we were exploring the potential upside of AI-d...

Read more →
March 2025

Has Anyone Quantified the Impact of Personalization? (1 of 4)

AI-driven personalization (I’m primarily going to use “personalization” going forward) is dominating online and offline...

Read more →
March 2025

Is AI Really Going to Revolutionize Loyalty? How?

Reading trade press articles convinces one that Artificial intelligence (AI) is going to revolutionize loyalty marketin...

Read more →
February 2025

Is MyMcDonald’s Really a Rewards Program?

Not long ago I wondered if a loyalty program could solve for a troubled business model (https://www.linkedin.com/pulse/c...

Read more →
December 2024

"Death of Loyalty"? I Don't Think So.

This headline grabbed my attention the other day: Is There a ‘Death of Loyalty’ in Fast Food? (https://retailwire.com/di...

Read more →
December 2024

Can a Loyalty Program Solve for a Troubled Business Model?

Several recent articles have caught my attention, and while covering seemingly disparate topics, actually served as cat...

Read more →
November 2024

🌮Quiero Mas, Taco Bell... Can’t Just Claim AI Leadership

I saw the headline for this article from early November (https://www.marketingdive.com/news/taco-bell-kfc-yum-brands-Q3-...

Read more →
November 2024

What does AI-Driven, AI-Powered, etc. Really Mean?

I was recently doing some product research and came across a company promising “AI-powered RFM analysis”. After reading carefully through a pretty...

Read more →
October 2024

Testing a LinkedIn Suggestion

Recently, a friend related a story over coffee, about how a colleague had made it a mission to post something on LinkedIn every day for 30 days, and...

Read more →
May 2024

My Coke Rewards - Was Not a Cautionary Tale!

I read with interest Steve Bocska 's recent "cautionary tale" take on My Coke Rewards published in The Wise Marketer And with not a little surprise,...

Read more →
April 2024

Restaurant Loyalty and The Prisoner’s Dilemma

From 1983 to 1994, ready-to-eat cereal manufacturers raised list prices 90%, double the rate of overall inflation. Why? ...

Read more →
February 2024

Whither ".ai"?

I’m often asked why our website and email domains are “nventiv.ai” and not “nventiv.com”. Is our business somehow assoc...

Read more →
February 2024

Attribution Part 2: Actions, Outputs and Outcomes

Before getting to AI and implications for attribution, I wanted to take a bit of a detour to talk about a real challenge...

Read more →
January 2024

"What About Attribution?"

I was on a call with a group of CMOs recently, primarily B2B focused, and the topic of attribution came up. Not in any p...

Read more →
November 2023

The Future Role of Rewards for Restaurants (Part 3)

In the previous two posts in this series, we talked a lot about the “digital experience” which is definitely more impact...

Read more →
November 2023

Decoupling Rewards from the “Digital Experience” for Restaurants

In Part 1 of this three-part series, we discussed certain factors that may make consumer decisions about restaurant choi...

Read more →
November 2023

The Role of Rewards in Restaurant Loyalty (Part 1)

Trying to keep up on what’s happening in loyalty marketing can be daunting. There are a couple of constants: a lot of ar...

Read more →
October 2023

"Inspiring" Words from Inspire Brands

Interesting writeup on comments from Travis Freeman, the Chief Media Officer of Inspire Brands at Advertising Week New Y...

Read more →
October 2023

When We Will See the Next Great Innovation in Loyalty Programs?

After a lot of recent thinking about AI/ML and marketing analytics, I took a recent detour back to the loyalty marketing...

Read more →
September 2023

Loyalty Revamp Serves Who?

When a company revamps a loyalty program, is it really in order to "make it easier to reward our customers and give them...

Read more →
September 2023

A Look Back - and Forward - At Personalization at Scale

I had an email from a former colleague a couple of weeks ago, in which he shared some thoughts on what he and his firm ...

Read more →
August 2023

AI and Marketing Analytics: Efficiency vs Effectiveness

Marketing analytics has always served two different masters: efficiency and effectiveness. For most of its history, the ...

Read more →
August 2023

Can AI Really Get Marketing to a "Minority Report" Future?

In the 2002 movie Minority Report, which was itself based on a 1956 novella, the police apprehend criminals "by use of ...

Read more →
August 2023

Aligning Expectations with the AI Hype Cycle

In an earlier post (https://www.linkedin.com/pulse/fair-claim-regression-ai-john-c-keenan/), I opined on AI-driven analy...

Read more →
August 2023

Is It Fair to Claim Regression As "AI"?

Is "AI" as it relates to marketing analytics really something new, or are people merely applying a new spin to an old co...

Read more →
August 2023

It's Really All About the Data

Artificial Intelligence. AI. Machine Learning. Generative AI. It's all over the trade press, the mainstream press, e...

Read more →

Want these insights in your inbox?

Follow nventiv on LinkedIn for the latest thinking from our team.